Maximize Your Gift Tax Annual Exclusion
The gift tax annual exclusion lets you give up to $19,000 per recipient in 2025 (and 2026) tax-free, helping reduce your estate tax liability. Married couples can double this amount through split gifts, but remember the deadline is December 31 and certain gifts require IRS reporting. For larger gifts, you can use your lifetime exemption, and some payments—like tuition or medical expenses made directly—are always tax-free.




