Overview – Individual Family Wealth

Whether you are still in the process of accumulating assets or wish to protect the wealth you have worked so hard to build, you want the peace of mind that comes with having financial professionals who will help you attain your financial and investment goals. Lumsden & McCormick Financial Services, LLC, a wholly-owned subsidiary of Lumsden McCormick, LLP, works with individuals and families to provide guidance every step of the way.

Learn more about how the proactive professionals on our Family Wealth and Estate Planning team will help you maximize your wealth, protect and preserve that wealth, and successfully transfer your wealth to the individuals and institutions important to secure your legacy.

Investment Planning

  • Integrated Asset Allocation and Portfolio Design
  • Customized Asset Management Programs
  • Diversification strategies
  • Alternative Investments


Tax Planning

  • Income Tax and Estate Tax Planning
  • Tax-Advantaged Investing
  • Charitable Planning
  • Trust Services


Income Protection and Asset Preservation

  • Long-Term Care Insurance
  • Disability Protection
  • Income Replacement
  • Creditor Protection


Retirement Planning

  • IRA Rollover and Distribution Planning
  • Income Projection Analysis
  • Fixed Income Strategies
  • Qualified Plan Design and Compliance


Business Planning

  • Business Succession
  • Buy-Sell Agreements
  • Non-Qualified Retirement Plans
  • Key Employee Retention


Estate Planning

  • Wealth Transfer and Tax Reduction
  • Charitable Gifting
  • Trust Services


Insurance

  • Life Insurance Analysis and Design
  • Long-Term Care Insurance
  • Disability Protection


Education Planning

  • Coverdell Education Savings Accounts
  • 529 College Savings Plans
  • UGMA/UTMA Accounts
  • Trust Services

Special Situations

  • Divorce
  • Incapacitation and Control of Assets


Debt Management

  • Creditor Protection
  • Efficient Credit Management

For more information about our family wealth management and estate planning services, please contact a service team member below.

Services Leaders

Dale Demyanick

Dale B. Demyanick, CPA

Partner
Robert Ingrasci

Robert P. Ingrasci, CPA

Principal
Cheryl A. Jankowski

Cheryl A. Jankowski, CPA, CEPA

Partner
D’Marie Murray

D'Marie L. Murray, CPA

Principal
Connie Ricotta

Connie J. Ricotta, CPA

Principal

Upcoming Events

Webinar Series Part IV: IRS Audit - Coming Soon Near You

Webinar Series Part IV: IRS Audit - Coming Soon Near You

July 14, 2021

The executive branch is looking to increase revenue for the IRS. Translation: expect to see an increase in the number of IRS audits being performed, including industries not traditionally targeted.

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Webinar Series Part V: Changes to Lease Accounting and How it Impacts Your Business

Webinar Series Part V: Changes to Lease Accounting and How it Impacts Your Business

July 27, 2021

The accounting for leases is changing significantly. The required implementation of FASB ASC 842 will mandate that most leases are included on the balance sheet as a right-of-use asset, with a corresponding lease liability. The new standard will impact nearly all commercial businesses and nonprofit organizations and is effective for annual reporting periods beginning after December 15, 2021.

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