
IRS Health Savings Account Updates for 2026
The IRS has announced the inflation-adjusted amounts for Health Savings Accounts (HSAs) for 2026, allowing employees to save slightly more in their accounts. For individuals with self-only coverage under a high-deductible health plan (HDHP), the contribution limit is set at $4,400, while for family coverage, it is $8,750. HSAs offer tax advantages, including pre-tax contributions and tax-free withdrawals for qualified medical expenses.