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Individual and Family Wealth Articles

 

A Real-Life Lesson on the Risks of Relying on a Holographic Will

A Real-Life Lesson on the Risks of Relying on a Holographic Will

Posted by Robert Ingrasci on September 19, 2024

This article discusses the risks of using a holographic will, illustrated by the legal dispute over Aretha Franklin’s estate. Although Michigan permits handwritten wills without witnesses, they can lead to conflicts and challenges due to ambiguous language or incomplete provisions.  New York State does not accept holographic wills as a legal document.

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Is a Split Annuity Strategy Right for You?

Is a Split Annuity Strategy Right for You?

Posted by Brian Kern on April 18, 2024

How might a split annuity strategy help with finding a balanced way to plan for retirement? You want to keep your current lifestyle, but you also want to protect your assets for future heirs.

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The Significance of a Living Will in Estate Planning

The Significance of a Living Will in Estate Planning

Posted by D’Marie Murray on April 04, 2024

A living will is an essential part of your estate planning strategy, providing peace of mind for you and your family in case of unexpected situations. However, many people neglect the need to create this important document, despite its significance.

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 Exploring the Roles of a Trust Protector

Exploring the Roles of a Trust Protector

Posted by D’Marie Murray on March 28, 2024

When managing the challenges of trust administration, having a trust protector can provide confidence and strengthen your trust framework and secure your legacy for future generations.

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Required Minimum Distributions for Retirement Accounts

Required Minimum Distributions for Retirement Accounts

Posted by Robert Ingrasci on March 26, 2024

SECURE 2.0 has some good effects on RMDs, but the 10-year account liquidation rule that came with the first SECURE Act is still complicated.  Keep up to date with changes in RMD rules.

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Enhancing the Effectiveness of an Incentive Trust: Four Key Strategies

Enhancing the Effectiveness of an Incentive Trust: Four Key Strategies

Posted by Robert Ingrasci on March 07, 2024

An Incentive Trust is a useful estate planning tool to create a balance with your wishes and family member lifestyles.

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Ensuring Inclusion of Elderly Parents in Your Estate Plan: A Five-Step Guide

Ensuring Inclusion of Elderly Parents in Your Estate Plan: A Five-Step Guide

Posted by Amanda Wojtkowski on February 08, 2024

An estate plan usually covers spouses, children, and future generations, but sometimes people forget about the financial needs of their elderly parents or in-laws. However, helping the older generation financially is often important. 

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The Importance of Integrating a Power of Attorney into Your Comprehensive Estate Plan

The Importance of Integrating a Power of Attorney into Your Comprehensive Estate Plan

Posted by Robert Ingrasci on January 22, 2024

In the event of your incapacitation, the responsibility for managing your financial matters and making medical decisions rests on the designation of a power of attorney.

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Tips to Secure Critical Estate Planning Documents

Tips to Secure Critical Estate Planning Documents

Posted by Robert Ingrasci on December 14, 2023

An important aspect of estate planning is communicating with your family about your estate plan and providing them with clear instructions on where to find the necessary documents.

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Rules for Annual Gifting in 2023-2024

Rules for Annual Gifting in 2023-2024

Posted by Isabella Newman on December 07, 2023

A year-end gift reduces your tax liability. Here, we explain the rules for 2023-2024.

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